Rideshare programs can be a valuable asset for travel and commuting. In many ways, people prefer this method over taxis and public transportation. You don’t have to worry about fighting traffic or dealing with the stress of driving. Of course, Uber drivers aren’t immune to getting in accidents. If you’re in an accident while riding in one of these vehicles, and you suffer injuries, you are entitled to the same coverage you would be if you were riding in your car.
The Process
If you’re a passenger in an Uber during an accident, remain calm. Safely exit the vehicle if you can, and call the police. While you wait for the authorities, speak to the driver and get appropriate contact and insurance information. The driver should do the same with the driver of the other vehicle, but it won’t hurt for you to do the same. Stay at the scene and don’t make any accusations. The police will investigate the accident, but you can also interview witnesses and take photos of the damage.
Get Medical Help
If your injuries are serious, you should go directly to the doctor’s office or hospital. Emergency medical personnel should be on the scene; they can recommend going in an ambulance. You should get medical care even if you think you’re not injured. Some symptoms, such as those with neck or back injuries, may not manifest for days or even weeks. Your physician can do an exam and run tests to diagnose any conditions you may have.
Who Covers Your Injuries?
If you’re injured in an Uber, you shouldn’t have to rely on your car insurance to pay for your injuries. Uber’s policy should take effect. Call the company directly to report the accident. Make sure you give as many details as possible about the accident. Relay all the injuries you suffered; you may have to provide documentation from your doctor’s visit. In some situations, the Uber driver or the driver who caused the accident may cover your injuries.
When To Involve a Lawyer
If you start to experience hassles with the claims process, talk to an attorney. You shouldn’t be responsible for medical costs, but if the insurance companies are making things difficult for you, your attorney will be your advocate.
Rideshare programs have extensive coverage, so you shouldn’t have to worry about going through your insurance provider. Speak to an accident attorney, like a car accident lawyer from Rispoli & Borneo, P.C., if you have concerns.
