Millions of car accidents happen every year in the U.S. and if you’ve ever been in an accident yourself, you know it can get overwhelming. It’s important to be aware of the steps you should take if you’re ever in a car accident. Following these 10 steps will ensure you have done everything you need to if you have to make a claim with your insurance.
10 things you need to do after you’ve been in a car accident
- Stop your car. Never leave the scene of the accident.
- Protect the scene and prevent any more accidents from happening there. Set up flairs and keep your flashers on. But leave the vehicles where they are unless it’s really interfering with traffic.
- Call the police, even if it’s not a serious accident. You might need a police report to file a claim with your insurance company. They will also be able to make record of everything that happened.
- Keep an accurate record. Tell the police officer exactly what happened when they arrive. If you can’t recall certain facts, tell them that. Don’t make up or guess at anything that happened. If you’re not sure if you’re injured, tell them that. Don’t automatically say you aren’t injured because if you later find out that you are it might look like you’re lying. Make sure the statements given by the other people involved are accurate too.
- Take pictures are proof of what happened, where it happened and of any damage that was done to your vehicle. This will also help in your insurance claim.
- Exchange information with the other people involved. This means personal information and insurance policy information. If there were witnesses, you should also get their information. This will help in your insurance claim, especially if the accident wasn’t your fault.
- Notify your insurance company as soon as possible. Many policies require you to report your accident immediately.
- Seek medical attention if you’ve been injured. Your health is top priority. Medical record will also be helpful in your claim.
- Keep all of your accident and insurance information together in a file so it’s easy to find when you’re asked about it.
- Consult your attorney to make sure you are protecting your rights and getting treated fairly.
