Medical Bills and Injury Settlements: the Lowdown

As if it’s not bad enough trying to get through the physical challenges of an injury, you have to think about the financial consequences as well. It doesn’t take much for medical costs to spiral out of control. A few surgeries and hospital stays can put you in serious medical debt, even if you have insurance. Fortunately, a personal injury lawyer can help. An experienced attorney can work with insurance companies and other parties to get you a fair settlement.

What a Settlement May Cover

A personal injury settlement can give you the financial relief you need while you recover from an accident. Your lawsuit proceeds should take care of your medical bills. This includes hospital visits, doctor’s office appointments, surgeries, medication, rehabilitation, and medical equipment. Your settlement may even cover the mileage you drove for medical care.

Determining Factors

In a personal injury case, insurance companies and courts will look at your total medical bills. If you win your case, you should get compensation for everything you owe. In many cases, you may get even more. Insurance companies will use a factor of 1.5 to 5 times what you owe in determining your settlement. The severity and long-term impact of your injuries will also play a role in how much you will receive.

Reimbursements

If you get immediate care after an injury and have to pay for any up-front costs, your settlement will reimburse you. Make sure you keep your receipts after paying any co-pays or bills.

Paying out of Your Settlement

In many situations, the large medical bills won’t come until after your medical care. If your case is still in progress, and health care facilities are demanding that you pay, consult your attorney. Your lawyer can sign a document stating that you promise to pay the full amount out of your impending settlement. Some providers will even reduce payments. Your settlement will then automatically pay any outstanding medical bills you have, sending you any remaining amounts.

Hiring a Lawyer

An experienced injury attorney has the skill and knowledge to smoothly walk you through the lawsuit process. If you feel any pressure from providers during this time, your lawyer can handle any communication with them.

Recovering from an injury can be extensive and stressful. You can have some financial peace of mind when you work with a personal injury lawyer from Wieand Law Firm, LLC,. Your lawyer will help you get the outcome and settlement that you need.